Nestled in the peaceful curve of Clayton Harbor Bay, this 4-bedroom, 2.5-bath storybook cottage captures the essence of Northern Michigan lakefront living. With 60 feet of private, sandy shoreline, your lakeside lifestyle begins the moment you arrive — morning coffee by the calm waters, evenings under the stars in the hot tub with a lake view, and endless days filled with sun, play, and serenity. Inside, a sun-drenched living and dining area welcomes you, with French doors that open onto an expansive back deck — perfect for entertaining or simply soaking in the lake breeze. The main level features an updated primary bedroom with hot tub access and lake views, a second cozy bedroom, two full baths and a mudroom/laundry area. Upstairs, you’ll find two additional guest rooms — one with balcony views of the water — plus a half bath. This home has been extensively updated to blend charm with modern convenience: Entire exterior, decks, and shed freshly painted Luxury vinyl plank (LVP) flooring New lighting throughout Two new fan heaters in bathrooms New water heater, well pump, and whole-house water filtration system Smart Wi-Fi thermostats, smart locks, and a Ring camera system Portable AC units in all bedrooms for year-round comfort Mounted TVs in all bedrooms Expanded beach area and new added hot tub Smart-home controls let you manage locks, lighting, temperature, and security from your phone — anytime, anywhere The converted two-stall garage is now a full game room/man cave, perfect for rainy-day fun. And with a private dock included, you’re all set to enjoy every inch of Lake Missaukee’s 1,880 acres of sandy-bottom, all-sports water. Just minutes from downtown Lake City, cruise into town and tie up at the dock for dinner, shopping, or a visit to the beloved Tasty Treat. Surrounded by ORV and snowmobile trails, close to ski resorts, and within easy reach of Traverse City and Lake Michigan, this home is your base for four-season adventure.