Half an acre, a quiet wooded setting, and room to grow. 20614 White Oak Drive offers the kind of space that is getting harder and harder to find. Set on a corner lot in Hardwood Acres, this home features 1,578 finished square feet with a gas fireplace, main floor bedroom, and a finished loft for additional entertaining or family space. The unfinished lower level adds 864 square feet of future potential for additional living space, storage, or a home gym. A recently replaced furnace/AC (2021), newer roof (2018/2022), concrete driveway (2020) and new dishwasher (2026) are just a few of the many updates that you will enjoy not having to think about for many years to come. Outside, enjoy a covered front porch, private deck, level yard with mature shade trees, and sprinkler system. Centrally located, you will love being close to Lake Ann's shops and restaurants, Mistwood Golf Course, and many nearby parks and trails. Downtown Traverse City and Munson Medical Center are about 20 minutes away, Interlochen about 15 min, and Empire roughly 25 min.