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13148 Saginaw, 
Clio, MI 48420

$160,000


3

Beds


2

Baths


1,127

Sq Ft


Single Family

Pending

Listed by

Kelsi Long

Century 21 Signature Realty - Bay City

989-686-4500

Last updated:

May 30, 2026, 07:28 AM

MLS#

50201438

Source:

MI REALSOURCE

About This Home

13148 Saginaw

Where comfort meets opportunity, this charming 3-bedroom, 1.5-bath home sits on nearly an acre along a main thoroughfare, offering both privacy and potential. Set back from the road and surrounded by neighboring homes, the property feels comfortably residential, with the sounds of traffic fading away once you're home. While the property is currently zoned commercial, it has only ever been used as a residence. The home was purchased in 2024 using a residential mortgage despite the commercial zoning, demonstrating that residential financing is possible. Interested buyers are encouraged to contact the listing agent to be connected with a lender familiar with financing homes with commercial zoning. The seller has completed due diligence with the township, which indicated that rezoning to residential is unlikely due to the commercial zoning at the nearby corner. For a homeowner, this means you can continue to use the property as a residence just as it has been, but the zoning may also allow for certain small business or mixed-use opportunities, depending on township guidelines. For buyers thinking long term, this zoning could represent a unique advantage. Whether you simply enjoy the extra space and privacy of the lot or envision future possibilities, the flexibility of the zoning opens doors that typical residential properties may not offer. Adding to the opportunity, two neighboring lots are currently available for purchase, presenting the potential to expand your footprint or further explore future commercial possibilities in a high-visibility location. Well and septic inspections have already been completed and passed, offering peace of mind from day one. Whether you're looking for a comfortable home with room to breathe or a property that offers long-term upside and flexibility, this one invites you to imagine what's next.

Home Facts

Single Family

2 Baths

3 Bedrooms

Built in 1979

Price Summary

160,000

$141 per Sq. Ft.

MLS #:

50201438

Last Updated:

May 30, 2026, 07:28 AM

Added:

2 month(s) ago


Rooms & Interior

Bedrooms

Total Bedrooms:

3

Bathrooms

Total Bathrooms:

2

Full Bathrooms:

1

Interior

Living Area:

1,127 Sq. Ft.


Structure

Structure

Architectural Style:

Ranch

Building Area:

1,127 Sq. Ft.

Year Built:

1979


Lot

Lot Size (Sq. Ft):

36,154


Finances & Disclosures

Finances

Price:

$160,000

Price per Sq. Ft:

$141 per Sq. Ft.

Source:MI REALSOURCE
The information being provided by Michigan Mls/Mirealsource is for the consumer’s personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. The information is deemed reliable but not guaranteed and should therefore be independently verified. © 2026 Michigan Mls/Mirealsource All rights reserved.

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Contact an Agent

Yes, I would like more information. Please use and/or share my information with a Coldwell Banker ® affiliated agent to contact me about my real estate needs. By clicking Contact, I request to be contacted by phone or text message and consent to being contacted by automated means. I understand that my consent to receive calls or texts is not a condition of purchasing any property, goods, or services. Alternatively, I understand that I can access real estate services by email or I can contact the agent myself.

If a Coldwell Banker affiliated agent is not available in the area where I need assistance, I agree to be contacted by a real estate agent affiliated with another brand owned or licensed by Anywhere Real Estate (BHGRE®, CENTURY 21®, Corcoran®, ERA®, or Sotheby's International Realty®). I acknowledge that I have read and agree to the terms of use and privacy notice.