Set on a prime northeast stretch of Torch Lake with over 120' of frontage, this exceptional custom-built waterfront home offers a rare blend of privacy, craftsmanship, and panoramic lake views. Tucked on .85 acres with protected land across the road in the Elk preserve, the setting is peaceful and hard to replicate. Designed for everyday comfort and elevated lakefront living, the residence features 4 bedrooms, 4 full baths, and 3,773 SF, including a sought-after first-floor primary suite and a large bonus room above the garage ideal for a bunk room, additional bedroom, theater room, or flex living space. Inside, the home showcases exceptional quality throughout with custom tile work, custom cabinetry, built-ins beside the fireplace and within closets, high-end granite in the kitchen and baths, and an open pantry with built-in glass-door cabinetry and hidden island storage. The chef's kitchen is equipped with Wolf double self-cleaning ovens, Sub-Zero refrigerator, and Cove dishwasher. The great room is anchored by a wood-burning fireplace with gas start, while high-efficiency LED lighting with digital dimmer controls, Solaris high-efficiency windows, and a high-efficiency furnace with fresh-air recirculating system contribute to the home's comfort and performance. Built with a tight building envelope and outstanding insulation, the home offers impressive energy efficiency and low utility costs. The fully insulated and sealed crawl space lives more like a short basement, providing clean, secure year-round storage. Exterior amenities are impressive. A low-visibility golf cart or side-by-side path leads to the beach and boat area, complemented by hardscape steps to the water, a lake-level patio, and a pickleball court. The oversized 3-car garage includes extra-wide, extra-deep stalls plus a dedicated work area. Additional features include natural gas service, a state-of-the-art septic system, a three-phase well pump with water softener system, and high-speed internet.