Experience the best of Saginaw Bay living at 371 Killarney Beach Rd. This exquisite waterfront property offers breathtaking views from nearly every room, a concrete seawall with steps leading down to a rare sandy beach, a massive composite deck, second-floor balcony, and a private courtyard designed for relaxing and entertaining. Completely rebuilt in 2009, this exceptional home blends quality, comfort, and unforgettable waterfront scenery. Inside, the Great Room is the showstopper with three full walls of windows capturing stunning water views in every direction. Recent updates include all new windows in the Great Room, furnace, and central air unit all installed in December 2025. Additional improvements include a sump pump, high-end interior light fixtures, fresh interior paint, shimmering wood floors throughout, and an updated kitchen with granite countertops. The home also features convenient first-floor laundry, a private half bath and walk-in closet in the first-floor bedroom, plus a clean, dry basement offering abundant storage space. The attached 2-car garage is heated, and the all-season room off the garage provides easy access to the courtyard for even more functional living space. A 30x40 pole barn built in 2013 is heated and adds outstanding storage for boats, recreational vehicles, or workshop needs. With three tax parcel codes included, this rare waterfront offering provides space, versatility, and a lifestyle that is hard to match. Enjoy year-round activities on the Saginaw Bay including boating, swimming, ice fishing, snowmobiling, or simply taking in the spectacular sunrise. Property backs up to the Tobico Marsh and very near Bay City State Park.