This home feels instantly familiar in the best way—bright morning light in the living room, easy conversation flowing from sofa to the eat-in kitchen, and the quiet satisfaction of knowing every big-ticket item has already been handled. New furnace, A/C, and water heater (all ’24), energy-saving windows (’21), fresh gutters (’25) and appliances (’21) let you settle in without a punch-list. The layout is classic ranch: three comfortable bedrooms grouped around a spotless full bath; an eat-in kitchen that opens to the backyard; and a basement that’s already framed for a future rec room or workshop. An attached garage keeps Michigan winters painless, while the fenced yard hits that sweet spot—room for kids or pets without weekend-eating maintenance. In the back corner is a tidy herb bed that adds a fresh, home-grown touch to weeknight dinners. Set on a tree-lined street in Bay City’s south end, minutes from parks, the riverfront, and downtown dining, this turnkey home balances convenience with a touch of character rarely seen in at this price. Move in, unpack, and enjoy—all the updates are already checked off your list.