It's not often that Falmouth Flats delivers a property like this. 14 Fern Avenue is a wonderfully charming three-bedroom, two-bath home with a fully independent two-level in-law apartment, water views, and room to actually live. The main house is comfortable and thoughtfully laid out, with curated gardens out front and a generous fenced backyard that provides endless options through every season. Water views carry through multiple rooms, and the neighborhood puts you within easy walking distance of the shoreline -- enough to launch a kayak or paddleboard on a whim. The in-law apartment is the real differentiator here. Two levels, one bedroom, one bath -- genuinely private, well-appointed, and functional. Multigenerational living, rental income, a dedicated guest suite, space for a caregiver -- the options are real and the setup supports them beautifully. For this part of Falmouth, that kind of built-in flexibility is hard to come by. A two-car garage rounds things out. Expansive yard, water access, meaningful flexibility -- it's a rare and significant offering for Falmouth Flats.