This well-maintained, three-story Waterfront home on Tanners Creek offers a spacious and versatile layout. The main level features 1 bedroom, 1 den currently used as a bedroom, a full bathroom, a living room, a kitchen, and a dining area. The upper level includes a primary bedroom with a half bath, while the lower level offers a kitchenette with a large pantry, a family room, and another full bath. Both the main and lower levels have been freshly painted. All three levels have exterior access to each level of the home. A spiral staircase connects all three levels, adding charm and character. The home and detached garage have recently been power washed, and the pier was rebuilt in 1993. Situated across the street on a separate lot, the impressive garage spans over 2,500 sq ft across two climate-controlled levels and provides ample parking. Garage door openers were installed in 2007. A shed in the backyard conveys with the property, and French doors were added to the lower level in 2008. The generator, purchased in 2009, is also included. Square footage is based on tax records and may not be accurate. The home sits on a 0.20-acre lot and features large decks on both the main and upper levels, as well as a screened-in porch ideal for summer gatherings. A new oil tank was installed in 2019, and the heating/AC system was replaced in September 2018. The septic system was pumped in March 2025. This sale includes four separate lots with separate tax id #'s which will be provided in disclosures. Please note: the property is located in a flood zone, and two TDRs (Transferable Development Rights) do not convey with the sale. Less than 1/2 mile to Point Lookout State Park;