If Buyer uses Direct Mortgage loans LLC for their mortgage loan, buyer will be eligible for a 1% lender credit on the purchase of 613 Saint Paul Ave. Lender credit amount will be 1% of loan amount buyer borrowers from Direct Mortgage Loan LLC. Credit can be used to offset closing cost, temporary rate buydown or long term rate buydown. Welcome to this four-bedroom, two-and-a-half-bathroom home filled with abundant natural light and an inviting atmosphere throughout, complete with a spacious backyard for outdoor enjoyment. Step inside to discover a serene color palette, where a front living room off the foyer provides a versatile space for both relaxing and entertaining. The formal dining room is ideal for gatherings of any size and features double doors that open to the family room, anchored by a cozy wood-burning fireplace. A bright breakfast nook offers the perfect setting for casual meals, with sliding glass doors leading to the deck for seamless indoor-outdoor living. The kitchen is well-appointed with stainless steel appliances, granite countertops, a tile backsplash, a center island, and a convenient pantry. Just beyond, the laundry room has additional storage and access to the attached garage, while a half bathroom completes the main level. Upstairs, the primary bedroom serves as a true retreat, featuring a spacious walk-in closet, an updated en-suite bathroom with a walk-in shower, and a versatile nook ideal for a vanity, coffee station, or workspace. Three additional bedrooms and a shared hall bathroom complete the upper level. Downstairs, the lower level expands the living space with a large recreation room, while the utility room offers abundant storage and a rough-in for a potential future bathroom. Outdoor living is effortless with a spacious deck overlooking the backyard, which provides plenty of room for recreation and relaxation, along with a shed for added storage.