Live the Chesapeake Bay lifestyle on historic St. George Island! This beautifully renovated waterfront Colonial sits on 2.2 private acres with 40 feet of waterfront on St. George Creek, offering spectacular sunset views, a private pier (2019), and direct access to boating, fishing, crabbing, and kayaking. Originally built in 1927 and renovated in 2018, the property features a 3BR/2BA main home with an open floor plan, cozy fireplace, water-view primary suite, and dedicated home office. Above the oversized detached garage is a private 1BR/1BA guest suite, perfect for guests, multigenerational living, a home office, or rental income. The oversized garage, attached carport, and expansive grounds provide plenty of space for hobbies, entertaining, boats, and outdoor toys. Qualified buyers may assume the seller's VA loan, offering a potential financing advantage. According to the sellers, flood insurance is not currently required, and the home has never flooded based on current and prior owner history. Conveniently located just 20 minutes from NAS Patuxent River, this is a rare opportunity to own a private waterfront retreat with the perfect balance of peaceful island living and everyday convenience.