Welcome to 12641 Calvert Court in highly sought-after Drum Point! This waterfront chalet-style home offers an incredible opportunity to create your own private retreat on upper Mill Creek—all for under $500,000. Featuring 4 bedrooms, 2 full bathrooms, soaring open ceilings, and a walk-out basement, the home is ready for your vision and renovation ideas. Outside, you'll find a massive detached garage with potential for an apartment or additional living space above. The wooded setting provides exceptional privacy and a peaceful backdrop for enjoying nature, with excellent bird watching right from your property. The existing pier offers deep-water access, with approximately 4-5 feet at mean low tide, making a slip for a sailboat possible. Whether you're looking for a full-time waterfront residence, weekend getaway, or investment opportunity, this property offers tremendous potential directly on Mill Creek. Don't miss this rare opportunity to create your own waterfront escape in Drum Point!