Welcome to 20 Neptune! This waterfront haven offers 3 bedrooms, 2.5 baths, and the rare blend of everyday comfort, energy efficiency, and unforgettable living. Privately tucked along the Gunpowder River with easy access to the Bay, it’s more than a home, it’s a lifestyle. From your private dock, complete with boat lift, kayak launch, and gazebo, you’ll watch eagles soar and herons glide at sunrise, spend the day on the water, and still be back in time for a sunset cruise, with fishing or crabbing just minutes away. (Flood insurance NOT required.) Protected land across the horizon ensures your view, and your peace, will never change. With sidewalks throughout the community and Mariner Point Park just 2 miles away, daily dog walks and bike rides couldn’t be more enjoyable. Your outdoor spaces here don’t just impress, they announce that you’ve arrived at the lifestyle you deserve. The salt-water pool with spa is framed by gardens designed by a Maryland Master Gardener, providing a four-season landscape of color and privacy. Multiple balconies, a greenhouse with rain collection, extensive hardscaping, and a fully fenced yard (pet-ready) create spaces to gather, garden, and unwind. Pool, spa and grounds lighting, controlled by an app, extend the lifestyle well into the evening. When it’s time to cook for a crowd, you’ll love the effortless flow from the outdoors to the kitchen, complete with a chef’s gas stove with external venting and generous counter space that frames views of the outdoors. The family room also opens seamlessly to the pool terrace for effortless entertaining. Heated tile floors in the family room, owner’s suite bath, and second bedroom "sunroom" create daily luxury, while the owner’s suite itself offers a massive walk-in closet, private balcony, and spa-like bath. No major expenses ahead, this home is fully prepped for long-term comfort: brand-new roof with GAF Timberline® Lifetime Shingles is scheduled for installation this October, complete with the prestigious GAF Golden Pledge® Warranty (lifetime material coverage for 50 years, 25 year coverage on installation errors), offering unmatched peace of mind with industry-leading coverage, workmanship protection, and long-term durability for decades to come. Trane High-Efficiency HVAC (2021), Paid-in-Full Solar PV System (2011) for maximum energy savings. Crawlspace and attic encapsulation/insulation for energy savings and healthier air. Pool automation and upgrades including Raypak heater, high-efficiency pump, iAquaLink smart controls, and new custom cover (2023). Smart Features & Appliances: Bosch dishwasher (2021), refrigerator (2020), garbage disposal (2020), smart thermostat, ethernet wiring, and so much more. This is what the seller says about this home: “What I love most about this home is the view and the peace it brings. It’s the kind of view you rarely find and one that will never change. The pool feels like a private oasis, the gardens bloom with life, and every day begins and ends with nature right outside my window. It’s a sanctuary.” Can you see yourself here? Say YES and book your appointment now. This home won't last long!