NO CITY TAXES - This FHA eligible 4-unit property multi-unit investment property in Hagerstown with rental income and no city taxes is a rare opportunity to own three parcels deeded as one property. It features four residential units and a large 2-bay garage that provides additional income potential. This lead-free property is safer, easier to insure, and attractive to tenants. The layout includes two detached 3-bedroom, 1-bath single-family homes and a larger brick building with two fully renovated 1-bedroom, 1-bath apartments. All structures are solid brick and block construction, built to last. The one-bedroom units have been completely gutted and rebuilt from the ground up, featuring all new LVP flooring, drywall, doors, windows, fixtures, kitchens, and bathrooms. This FHA eligible 4-unit property, Recent capital improvements across the entire property include new roofs, gutters, replacement windows, and updated plumbing and electric systems. The property also offers plenty of off-street parking and is conveniently located near shopping, schools, restaurants, and commuter routes. Perfect for an owner-occupant using FHA financing with just 3.5% down. Live in one unit and let the rental income from the other three units plus the garage help cover your mortgage. Whether you’re a first-time buyer or an investor, this multi-unit investment property in Hagerstown with rental income and no city taxes offers strong returns and long-term value. Properties offering this mix of condition, rental income, flexibility, and location are hard to come by in Washington County. With strong upside potential and favorable financing options, this is a rare opportunity to step into a well-maintained, income-producing asset in the heart of Hagerstown.