"A rare gem" is an oft-overused term in real estate. But if you have been looking, you KNOW that affordable waterfront with a terrific home truly IS "rare". The property is 3 parcels which, according to the tax records, equal almost an acre of ground. The home consists of a 4 bedroom, 1 and 1/2 bath main house and a 1 bedroom, 1 bath apartment over the garage that produces consistent rental income. This is a well- maintained home built by this original owner's husband, who was a home builder by trade, and it shows! The panoramic view of the Choptank River is a highlight here. Sparkling shimmers draw you to the water's edge where fishing enthusiasts, boaters and kayakers pass by. Enjoy the view from the large screened porch which is shaded by a mature tree. The home sits prominently above the river and yet it still offers easy access down to the water. Inside, a cozy, functional interior awaits and offers spacious rooms throughout. Don't miss this beautiful home!