BUY THIS HOME WITH 0% DOWN! PLUS, POTENTIAL TO SUBDIVIDE THE 1-ACRE LOT!* An incredible opportunity to own a spacious and updated 4-bedroom, 3-bath rancher in a prime Frederick location, within the Oakdale School Pyramid! Just minutes from Downtown Frederick, the MARC Train Station, and major commuter routes including I-70, Route 15, and I-270. Situated on a beautiful 1-acre lot with potential for subdivision (subject to county approval and applicable requirements), this property offers exciting possibilities! Inside, enjoy hardwood floors, crown molding, recessed lighting, a bright sunroom, and two cozy wood-burning fireplaces. The finished basement with a private entrance features a bedroom, full bathroom, office area, and TV room, offering flexible space for guests, extended family, or a home office. Major recent upgrades include a new roof (2025), new HVAC (2026), remodeled main-level bathrooms (2026), fresh paint (2026), new stove and refrigerator (2025), and new water pump (2026). The expansive backyard is perfect for entertaining, gardening, or outdoor activities. A driveway accommodating up to 8 vehicles and an oversized storage shed with room for vehicles, equipment, and projects add exceptional versatility. Don't miss this amazing home! * Buyers must independently verify lot subdivision and school assignments with Frederick County.