No HOA and listed at the appraised value. This charming home features a newer roof, septic system, HVAC, water softener system and gutters. This 3-bedroom, 1.5 bath single family home is located in the Oakdale school district and features lots of fresh paint and updates inside. Two additional lots (0.057ac and 0.344ac) are included and provide an expansive flat level backyard with plenty of room for gardening, building a pole barn and/or playground, tossing a ball with your dog, your options are endless. Two sheds and ample parking with easy access to major commuter routes. Affordability to own a single-family home in Frederick County is here and USDA eligible...0% down! Call now for a showing!