Discover the perfect blend of residential charm and commercial opportunity with this exceptional property, boasting an expansive 3,044 square foot multi-unit house nestled on a generous 0.4-acre waterfront plot. With its private pier and multiple deep-water slips, this property promises an unparalleled waterfront lifestyle or a thriving business venture. Situated on 0.4 acres of premium waterfront land, the property offers breathtaking views and direct access to Hopkins Creek and all that the Chesapeake Bay has to offer. The main dwelling is ingeniously divided into two separate units, each featuring 2 bedrooms and 1 full bath, offering flexibility for families, guests, or tenants. Additionally, a potential third studio unit on the lower level provides further opportunities for customization or rental income. A detached, temperature-controlled 2-story garage with multiple bays presents a rare find for hobbyists, collectors, or commercial operations, ensuring ample space for projects, storage, or business needs. Unique to this property is its commercial zoning, which has historically enabled both residential tranquility and lucrative commercial endeavors. The possibilities are as vast as your vision, from waterfront hospitality ventures to serene living quarters combined with a niche business operation. Nestled next to two popular restaurants, multiple marinas, and a private waterfront club, the location offers an ideal mix of tranquility and convenience, making it a highly desirable spot for both living and commerce. Whether you're seeking a picturesque home, a profitable rental property, or a base for your business, this property's versatile potential makes it an outstanding investment in today's market.