Nestled on a quiet cul-de-sac, this 4-bedroom, 3.5-bath, 2-car garage home offers privacy with mature trees and a serene stream. Enjoy outdoor living on the rear paver patio or deck with updated flooring. Inside, the main level features hardwood floors, a sunken family room with a fireplace (electric insert), and formal living and dining rooms with crown molding and chair rail. The remodeled eat-in kitchen boasts 42" cabinets, granite countertops, a center island, upgraded Bosch stainless steel appliances, and a bright bay window. Upstairs offers four spacious bedrooms, including a primary suite with cathedral ceilings, a dressing area with multiple closets, and a luxurious en suite bath with soaking tub and separate shower. A second full bath features a granite vanity, and new carpet (2024) runs throughout the upper level, which also includes a laundry closet with hookups. The fully finished walk-out lower level includes brand new carpet (2025), a large rec room with wet bar, a third full bath, and generous storage space. Additional highlights include a new gas HVAC (2021), new gas water heater (2018), rear shed/playhouse (2014), gutter guards (2019), and a covered front portico. No HOA fees. Located minutes from Rt 29, I-70, shopping, and dining, and zoned for top-rated Howard County schools: Waverly ES, Patapsco MS, and Mt. Hebron HS.