Experience classic Catonsville charm in a genuine stone-front rancher that lives far larger than it looks! Designed on three beautifully finished floors with an estimated 3,500 square feet of living space - including a modern upper level and a versatile finished lower level - this home has been reimagined with flexibility in mind! Thoughtfully updated and meticulously maintained throughout, including a 2024 roof & gutters, and a freshly painted interior over the last two years. Three custom skylights fill the top floor with natural light, this exquisite retreat, with two separate mini-split heating and cooling zones, can serve as two additional bedrooms or as a luxurious owner’s suite complete with a sitting area, office or nursery, a dual-vanity full bath with heated tile floors, a beautifully tiled tub/shower combo and a large walk-in closet. The main level blends classic ranch appeal with three large bedrooms, including a primary with its own ensuite full bath, bonus main-level laundry, and a large full bath in the hall. Enjoy a spacious living room with a wood burning fireplace and dining room with crown molding and chair rail. There are hardwood floors throughout the main and upper levels, and a bright kitchen with a picture window overlooking the amazing backyard. The fully finished lower level expands your living options with a huge, open family room, bedroom area with a gas fireplace, office, custom 2nd kitchen space, fourth full bath, and a second laundry room with workshop or home gym space. This impressive level, accessed from the main floor or through its own separate entrance, offers endless versatility - ideal for multi-generational living or an in-law suite - with gorgeous ceramic tile flooring throughout, an entertainment space with built-ins, and beautiful cabinetry and counter space in the 2nd kitchen area. In addition to the generous living space throughout this home, there are large closets and ample storage on all three levels! Outdoors discover a large composite deck with pergola, spacious shed, stone patio, raised garden beds, bubbling pond, brick and stone walkways, and an attached garage. This picture-perfect home blends timeless curb appeal with modern livability. “Life is great in 21228!