**OWNER FINANCING AVAILABLE** Welcome to this expansive custom-built Colonial by Piney Island Builders, offering over 4,400 square feet of living space on a private 0.75-acre lot located in downtown Berlin, Maryland. The main level features a two-story great room with gas fireplace, large windows, and an open central staircase with loft views. Formal living and dining rooms connect through arched openings, while the open kitchen overlooks the family room and breakfast area. The first floor includes three bedrooms and one full bathroom, providing flexible space for guests, home offices, or main-level living. The upper level offers five additional bedrooms and two full bathrooms, including a primary suite with soaking tub, separate shower, and ample storage. The fully finished lower level provides a large open recreation area suitable for additional living or entertainment space. Additional features include public water and sewer, propane heat with underground tank, HVAC for heating and cooling, electric water heater, recently resurfaced driveway, two storage sheds, and new refrigerator. Adjacent lot next door also available. Located in downtown Berlin, close to shops, dining, schools, and just a short drive to Ocean City beaches.