About Joan

TOP PRIORITY - CLIENT SERVICE I guarantee truly remarkable service to my clients. And I keep my promises. STANDARDS OF SKILL, EXCELLENCE AND EXPERIENCE With the right REALTOR to represent and assist you, home buying and home selling can be a very smooth process. Professional commitment, integrity, resourcefulness, creativity, communication skills and careful attention to your needs will make all the difference, as countless, written references from my clients attest. For over 25 years, as a full- time REALTOR. Sales associate licensed in the State of Maryland and as a Certified Residential Specialist and Accredited Buyer Representative, I have represented sellers and buyers with professional commitment, integrity, proven success and careful personal attention to the needs and best interests of my clients. In buying or selling a primary residence (condo, detached home or townhome) whether my clients are moving up or scaling down, my experience in marketing and negotiating and knowledge of the real estate market and property values have proved invaluable to my clients. PROFESSIONAL EXPERIENCE Licensed REALTOR in Maryland for over 25 years Sales analyst - Black & Decker Corporation, Towson, MD (sales analysis, estimates, forecasts of product sales - Atlantic region) Research statistician - Division of Vital Statistics and Population Analysis, State of Maryland, Department of Health and Mental Hygiene (Demographic analysis, estimating and reporting - 24 subdivisions including Baltimore City and 23 counties within the State of Maryland) Baltimore County Department of Finance and Central Services, Towson, MD EDUCATION and AWARDS MBA. - Master of Business Administration in Management and Marketing MF - Master of Finance BA - Bachelor of Arts in Psychology Elected Member of Alpha Sigma Nu Honor Society Extensive references and referrals from home buyers and home sellers The EMERGE Advocate of Year Award for real estate assistance to developmentally challenged persons Graduate, Floyd Wickman STAR program Real estate Sales Masters Club and President's Club PROFESSIONAL DESIGNATIONS AND AFFILIATIONS CRS (Certified Residential Specialist) ABR (Accredited Buyer Representative) GRI (Graduate REALTORS Institute) Member of the National Association of REALTORS (NAR) Member of the Maryland Assn. of REALTORS (MAR) Member of the Greater Baltimore Board of REALTORS (GBBR) VOLUNTEER SERVICE Past President of the Loyola University Alumni Association Past Member of the Alumni Board of Directors of Loyola University in Maryland Past Member of the Board of Directors of the Institute of Notre Dame (IND) Baltimore, MD Parish committees Past Member Coldwell Banker Towson Advisory Council LOCAL AND NATIONAL REAL ESTATE EXPERTISE and NETWORK Wide range of real estate experience and service within the State of Maryland in Baltimore County, Lutherville. Timonium, Mays Chapel, Towson, Sparks, Perry Hall, Nottingham, Catonsville, Harford County, Howard County Relocation assistance anywhere in the USA through the national Coldwell Banker relocation network