***NO FLOOD INSURANCE REQUIRED*** Explore the beauty of the waterways from Norman Creek to the scenic Chesapeake Bay! Whether you are boating, fishing, or simply embracing the serene creekfront ambiance, this property truly embodies the ultimate coastal lifestyle. Don’t miss this rare chance to secure a piece of waterfront paradise on a unique peninsula, surrounded mostly by new construction and picturesque woodlands. This custom-built 3-story, 10-year-old, 4,900 sq. ft. retreat, situated on an elevated 0.25-acre lot, does not require flood insurance! This remarkable home is designed with both entertaining and relaxation in mind. From every balcony, you will be greeted by breathtaking water views, enhanced by 8-foot doors and 6-Foot windows that invite natural light into every corner of the house. Each level features charming covered porches/decks, and the front facade offers 2 porches and a main level front patio/porch, making entertaining a pleasure—whether on or off the water! Professional boaters will enjoy the 120-foot marine-grade lumber pier equipped with electric power, de-icers, 2 boat lifts, a jet ski lift, a Sun deck, and a floating dock for two jet skis. The beginning of the pier is surrounded by a Rip Rap bulkhead. As you step inside, you will appreciate the open design with 9Ft ceilings throughout. The 2nd Floor living level offers a breathtaking 2-Story coffered ceiling in the family room, showcasing a stone gas fireplace surrounded by transoms and architecturally designed windows-what a view!. The “heart of the home”? A magazine-worthy professional kitchen with cherry cabinetry, gleaming granite countertops, and Kitchenaid stainless steel appliances! Gleaming Hardwood on the 2nd and 3rd Floors....Manufactured laminate hardwood on the 1st level. Every space feels intentional and elevated, offering a primary suite on the first level, another on the third level; four total bedrooms, each equipped with an ensuite bath. The ground Floor has a LL Family Room and Half Bath as well. Want to host a wedding or New Year’s Eve party? No problem with a wet bar on two levels of the home! It’s a lifestyle, waterfront living re-defined. Opportunities like this don't float by twice- your boat belongs here! Included in a long list of upgraded options are a 50 Year Shingle Roof, Cat 6 wiring throughout, Hardwood staircases with single-basket wrought-iron balusters, 2 laundry rooms, 2-zone heating with Propane backup controlled by separate thermostats on each floor! 21x21 two-car attached garage, a stamped concrete driveway, a hot-tub deck, and much more. The address number in the MLS listing map and Google Maps is incorrect (it says 428). The Pin in the MLS Map is correct for 424 Katherine. Please see our features and amenities list in the disclosures. Professional photos, video, and drone photos coming soon!