Welcome to 3720 Evergreen Ave! This property qualifies for 100% financing with/ no mortgage insurance and a $20,000 lender credit that can be used for closing costs and reducing interest rate!! A beautifully maintained duplex offering modern updates and effortless living. The spacious main level features premium flooring, a formal dining room with elegant molding, a gourmet kitchen with granite countertops, stainless steel appliances, a stylish backsplash, and custom cabinetry. Enjoy year-round comfort in the sunroom addition, which offers access to the finished basement—ideal for a family room, play area, or home office. Upstairs, you’ll find three bedrooms with brand-new carpet and a full bath. This move-in-ready home blends charm, space, and convenience in one of Baltimore's most welcoming neighborhoods. Virtual staging. Seller will provide home warranty!