Welcome to St. Andrews at Bay Hills, a warm and private community tucked between the 15th and 16th holes of Bay Hills Golf Course. This remarkable brick-front end-unit townhome offers a two-car front-entry garage, extensive landscaping, and a flagstone walkway leading to a lush backyard retreat. The lower level features a gas fireplace, built-in shelving, a full bath, and a sliding door that opens to a stunning Travertine-tiled patio. The main level showcases hardwood floors throughout, a charming built-in window seat in the oversized bay window. Plantation shutters on almost every window The updated kitchen includes wainscoting accents on the island and backsplash, along with a newer refrigerator (2023). Notable upgrades include brand-new concrete driveway (2025), new garage door (2025), roof ridge cap replacement (2023). The upper level offers three generously sized bedrooms including the Primary bedroom with two large walk-in closets and a spacious Primary bathroom. Plantation shutters on every window. Enjoy the lifestyle and amenities of the Bay Hills Community Association with access to tennis and basketball courts for just $195/year—all just minutes from shopping, dining, commuter routes, and the Chesapeake Bay and Eastern Shore.