VA Assumption Available. Special Conventional Financing Available. Upscale Ryland Manor home in St. Margaret’s Landing showcasing an inspired open floor plan, thoughtful updates, and flexible living spaces throughout. Featuring 5 bedrooms and 3.5 baths, this beautifully maintained home has been freshly prepared for market with brand new paint throughout, new carpet, and a stunning renovated primary suite bath. SPECIAL FINANCING INCENTIVE AVAILABLE — QUALIFIED BUYERS MAY ACCESS A 6.125% FIXED RATE WITH A 1-YEAR BUYDOWN PROGRAM TO 5.125%! VA Assumption Available: 2.625% rate w/ PennyMac. Balance: $529,788.04 The main level offers formal living and dining rooms that flow seamlessly into the rear great room with fireplace ambiance, casual dining area, and an updated kitchen complete with butler’s pantry and mudroom. Sliders lead to the backyard patio, creating the perfect setup for entertaining and everyday living. The finished lower level offers exceptional versatility with a home theater, bar area, additional bedroom and full bath — ideal for recreation, guests, or potential in-law quarters. The vaulted primary suite serves as a private retreat with a luxurious updated bath and generous closet space. Additional highlights include a 2-car garage, multi-vehicle parking, and a prime location within St. Margaret’s Landing just minutes from Downtown Annapolis, the Chesapeake Bay, USNA, shopping, dining, and commuter routes. Special financing incentive available for qualified buyers that may help create lower monthly payments during the first year of ownership. Contact listing agent for details.