Assumable VA Loan at 3 1/8% and no HOA fees make this one a deal! A lovely duplex-style townhouse in the West Annapolis Elementary district that's move-in ready, but with tons of potential. Enjoy this fantastic location in the City of Annapolis, adjacent to the Navy Stadium, West Street, Route 50, and State Circle. This light and bright home has a renovated kitchen, fresh paint, and new carpet. The upper level offers a primary bedroom suite with a private bathroom and walk-in closet, in addition to two more bedrooms, and a second bathroom. The backyard is fully privacy fenced and connects to the walk-out basement. The finished basement offers many opportunities as a rec room, office space, or guest area. The large stamped concrete patio and mature trees make a perfect oasis for morning coffee. Parking is easy, with your own generous driveway space, plus additional street parking on this dead-end lane.