Top-floor penthouse loft in Summer Village with private kayak and canoe dock. Dramatic two-story spaces, water access for paddling, and completely maintenance-free living in one of Annapolis' most desirable communities. Imagine your weekends. Saturday morning starts with coffee on your private deck overlooking mature trees. You grab your kayak and walk down to your dock on Ginger Creek. Paddle through quiet waters connecting to the South River system. An hour later you're back home, rinsing off in your jetted tub, deciding how to spend the rest of your day. The loft layout gives you options. Your primary suite sits on the main level - walk-in closet, private sitting area perfect for morning reading or just relaxing, spa bathroom with jetted tub and separate shower. You never climb stairs unless you want to. The dramatic upper loft provides a second bedroom with ensuite bath plus open bonus space that becomes whatever you need - home office, guest suite, creative studio, or your private retreat. Everything's already been handled. Newer HVAC means comfortable temperatures year-round without worry. Newer water heater means endless hot showers. Spacious deck ready for spring entertaining or relaxing. New energy-efficient deck door keeping utility costs low. Even the toilets are new. The major updates are done - you just move in and start living. The community handles what you don't want to. Summer Village at Riva Trace is one of known as one of Annapolis' best-managed communities. Your condo fee covers all lawn care, snow removal, exterior building maintenance, pier and dock upkeep, and community amenities. No weekend chore lists. No contractor calls. The association has a history of running smoothly so you don't have to think about it. Resort-style amenities included. Tennis courts, Pickle Ball courts when you want to play. Basketball court for pickup games. Playground for grandkids. Jogging paths through tree-lined streets. Community gathering spaces. Everything maintained impeccably by professional management. Location delivers convenience. Ten minutes to downtown Annapolis waterfront dining and historic charm. Minutes to Annapolis Town Center shopping and restaurants. Quick Route 50 access for commuting. You're positioned perfectly between peaceful residential living and everything Annapolis offers. The rare combination. Penthouse privacy with tree-top views. Paddle-in water access from your own dock. Single-level primary living with flexible loft space above. Impeccably managed community. All major systems updated. Move-in ready and turnkey. Bring your kayaks, your bikes, and your pets. Dogs and cats welcome. Everything else is here waiting.