One owner. Never flooded. And flood insurance at just $1,300/year — transferable to the new owner. Nestled in the heart of Grand Lake, this stunning custom home is everything you've been looking for. From the moment you pull up to the lush, tree-shaded front lawn and columned covered porch, you know this one is different. Inside, the custom kitchen impresses with rich dark cabinetry, granite countertops, stainless appliances, built-in wall oven, built-in microwave, and a center island — a chef's dream. The living room features a powerful pellet stove framed by a gorgeous custom wood surround with built-ins and a coffered tray ceiling, capable of heating the entire living space on its own. French doors lead out to the back patio for seamless indoor-outdoor living. Custom iron railings lead you upstairs to a sprawling game room that could easily serve as a fourth bedroom — a versatile space that fits your lifestyle. The primary suite is a true retreat — spacious and serene, with a spa-like bath showcasing an ornate double vanity, soaking tub, separate shower, and a wall-mounted electric fireplace for those cozy evenings. Step outside to the covered back patio with ceiling fans and a built-in fire pit — perfect for entertaining. Custom solid wood trim throughout the entire home speaks to the craftsmanship and quality that sets this property apart. Bonus opportunity: the adjoining lot behind the home carries its own separate address, has an existing driveway, available for purchase separately. Seller will also entertain lease inquiries on the main home. Zoned to highly rated Grand Lake School. This is the one.