Your dream home awaits! Spacious and well-maintained 4-bedroom, 2.5-bath home in the desirable Penn Mill Lakes subdivision. This 2,662 sq ft home features high ceilings, crown molding, and abundant natural light. The kitchen offers granite countertops, stainless steel appliances, and plenty of cabinet space. Primary suite includes a walk-in closet and en-suite bath with dual vanities, soaking tub, and separate shower. Newer roof! Enjoy peaceful lake views from the fenced backyard, direct access to neighborhood walking trails. Community amenities include a pool, playground, and scenic trails around numerous lakes. Located minutes from top-rated schools, shopping, dining, and downtown Covington. Assumable Mortgage for qualified buyers!! Current Rate is 2.65% !!!!! Flood Zone C - High and Dry! 100% Financing to qualified buyers!