100% Financing, No HOA!! Welcome to this charming all-brick ranch located in top-rated schools. The home has been very well maintained by the current owners, this 3-bedroom, 2 1/2 bathroom home offers lasting quality and inviting comfort with room to make it your own. Step into a spacious living room with tons of natural light, featuring hardwood floors, vaulted ceilings, and a cozy gas fireplace-creating the perfect atmosphere for gatherings or relaxing. The eat-in kitchen offers abundant cabinetry and a tray ceiling over the dining area. All kitchen appliances remain, along with washer and brand-new dryer. Downstairs, the finished basement expands your living space with a large bonus room, half bathroom (roughed-in for a full bath), and a generous unfinished area with shelving and storage. Step outside onto a low-maintenance Trex deck, enhanced with a retractable awning. The private backyard includes newer, large shed-ideal for extra storage or hobbies. Schedule your private showing today-opportunities like this don't last long!