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109 N Main Street, 
Monticello, IN 47960

$275,000


2

Beds


4

Baths


5,232

Sq Ft


Single Family


Virtual Tour

Active

Listed by

Holly Holmes

Redlow Group

Last updated:

October 28, 2026, 03:34 PM

MLS#

202643669

Source:

Indiana Regional MLS

About This Home

109 N Main Street

A RARE DOWNTOWN MONTICELLO OPPORTUNITY! Commercial Space, Showroom, Residential Living & Investment Potential All in One! Don’t miss this unique opportunity in the heart of Downtown Monticello! Whether you’re an investor, entrepreneur, or buyer looking for a versatile property, this one offers a variety of possibilities. Featuring commercial storefront and showroom space, a spacious upstairs apartment, and additional basement space, this property offers flexibility for a variety of investment strategies.The main level features a long-standing business storefront with beautiful hardwood floors, a spacious breakroom, and an additional showroom area. The layout offers potential for a variety of business uses, while the covered two-car parking area in the rear adds convenience and functionality.Upstairs, you’ll find a spacious 2-bedroom, 2-bath apartment, recently updated with new carpet and fresh paint. Additional features include a large laundry area with a full-size washer and dryer, along with a large deck offering a wonderful outdoor retreat in the heart of downtown.The additional basement space provides even more room and versatility, adding to the property's overall potential.Looking for a residential investment? The upstairs apartment offers potential for rental income, while the commercial storefront and showroom provide opportunities for business use or leasing. Buyers can explore a variety of possibilities, including commercial, residential, or a combination of both, subject to applicable zoning and regulations.ONE PROPERTY. MULTIPLE POSSIBILITIES. A UNIQUE INVESTMENT OPPORTUNITY! Whether you envision a commercial investment, a residential rental, or a combination of business and residential use, this distinctive downtown property deserves a closer look. Schedule your showing today and discover the potential this rare Downtown Monticello property has to offer!

Home Facts

Single Family

4 Baths

2 Bedrooms

Built in 1886

Subdivision & Development:

None

Price Summary

275,000

$52 per Sq. Ft.

MLS #:

202643669

Last Updated:

October 28, 2026, 03:34 PM

Added:

8 day(s) ago


Rooms & Interior

Bedrooms

Total Bedrooms:

2

Bathrooms

Total Bathrooms:

4

Full Bathrooms:

2

Interior

Living Area:

5,232 Sq. Ft.


Structure

Structure

Architectural Style:

Two Story

Building Area:

7,104 Sq. Ft.

Year Built:

1886


Lot

Lot Size (Sq. Ft):

3,920


Finances & Disclosures

Finances

Price:

$275,000

Price per Sq. Ft:

$52 per Sq. Ft.

Source:Indiana Regional MLS
IRMLS information is provided exclusively for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. IRMLS Data is deemed reliable but is not guaranteed accurate by the MLS. IRMLS information provided by the Indiana Regional MLS. Copyright 2026 Indiana Regional MLS LLC.

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Contact an Agent

Yes, I would like more information. Please use and/or share my information with a Coldwell Banker ® affiliated agent to contact me about my real estate needs. By clicking Contact, I request to be contacted by phone or text message and consent to being contacted by automated means. I understand that my consent to receive calls or texts is not a condition of purchasing any property, goods, or services. Alternatively, I understand that I can access real estate services by email or I can contact the agent myself.

If a Coldwell Banker affiliated agent is not available in the area where I need assistance, I agree to be contacted by a real estate agent affiliated with another brand owned or licensed by Anywhere Real Estate (BHGRE®, CENTURY 21®, Corcoran®, ERA®, or Sotheby's International Realty®). I acknowledge that I have read and agree to the terms of use and privacy notice.