Lakefront living with space, privacy, and a setting you simply can't recreate. This 4 bedroom, 3 full bath ranch with a finished walkout basement sits directly on the water in peaceful Clayton, just minutes from Plainfield! Surrounded by mature trees, the property feels tucked away and serene, with sweeping lake views throughout the home. Step outside to a spacious deck with a gazebo overlooking the water, creating a true park-like backdrop that's beautiful year round! Inside, the kitchen features quartz countertops, stainless steel appliances, a black composite sink, and glass tile backsplash. A dining area along the back of the home captures peaceful lake views, making everyday special for morning coffee or evening sunsets. The main level includes a primary suite with original hardwood flooring and private en-suite bath, plus two additional bedrooms and a full bath. The finished walkout basement offers incredible flexibility with a 4th bedroom, full bath, fireplace, game room, and kitchenette - ideal for guests, entertaining, or multi-generational living - all with direct access to the lake. So many major updates are already DONE! In the last two years alone: new roof, well pump, septic system, foundation reinforcement, new water heater, water softener, and sump pump! A rare opportunity to own a well-maintained lakefront home with direct water access, mature trees, and a truly special setting that's hard to find!