Great opportunity in the heart of Carmel! This tri-level home offers 4 Bedrooms and 3 Full Bathrooms on nearly a half-acre with mature trees-perfect for an investor, renovator, or a family looking to build sweat equity. The charming white-and-black exterior and large picture windows give the home fantastic curb appeal, setting the stage for what this property can become with the right vision. The main level features a living room, dining area, kitchen, and a full bathroom. The upper level includes 3 bedrooms and 2 full bathrooms. The lower level has been nicely refreshed with LVP flooring and features a cozy wood-burning fireplace, a 4th bedroom or office, and a laundry/mechanical room. Newer Furnace and water heater. Sitting on almost 1/2 acre with mature landscaping in a convenient Carmel location close to schools, shopping, dining, and parks, this home offers tremendous potential. Home is being sold as-is; seller will make no repairs. Bring your imagination and make this one your own!