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314 N Church Street, 
Waterloo, IL 62298

$250,000

4

Beds

2

Baths

2,268

Sq Ft

Single Family

Pending

Listed by

Monica Schmidt

eXp Realty

Last updated:

March 1, 2026, 08:50 AM

MLS#

26007562

Source:

MO MARIS

About This Home

314 N Church Street

Located in the highly desirable Waterloo School District, this versatile property offers space, updates, and an unbeatable setting just minutes from the heart of downtown Waterloo. The main home features 3 bedrooms and 2 full baths with generous living areas designed for everyday comfort. Recent improvements give peace of mind, including a new roof in 2024, new sewer line in 2025, updated siding, gutters, and soffit in 2025, a Rheem A/C unit installed in 2022, and a new hot water heater in 2024. Additional updates include new windows, resurfaced tub, and beautifully renovated rear bedrooms. Connected by a breezeway, the separate studio space includes its own private bath and roughed-in kitchen area, and laundry offering endless flexibility for guests, multi-generational living, a home office, or potential rental income. Outside, you’ll find a large back patio, plus a 2-car garage complete with a workbench for hobbies or storage. Enjoy the convenience of being just blocks from local shops, restaurants, parks, and community events while still having the comfort of a spacious property to call home

Home Facts

Single Family

2 Baths

4 Bedrooms

Built in 1946

Price Summary

250,000

$110 per Sq. Ft.

MLS #:

26007562

Last Updated:

March 1, 2026, 08:50 AM

Rooms & Interior

Bedrooms

Total Bedrooms:

4

Bathrooms

Total Bathrooms:

2

Full Bathrooms:

2

Interior

Living Area:

2,268 Sq. Ft.

Structure

Structure

Architectural Style:

Ranch

Building Area:

2,268 Sq. Ft.

Year Built:

1946

Lot

Lot Size (Sq. Ft):

16,914

Finances & Disclosures

Finances

Price:

$250,000

Price per Sq. Ft:

$110 per Sq. Ft.

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Contact an Agent

Yes, I would like more information. Please use and/or share my information with a Coldwell Banker ® affiliated agent to contact me about my real estate needs. By clicking Contact, I request to be contacted by phone or text message and consent to being contacted by automated means. I understand that my consent to receive calls or texts is not a condition of purchasing any property, goods, or services. Alternatively, I understand that I can access real estate services by email or I can contact the agent myself.

If a Coldwell Banker affiliated agent is not available in the area where I need assistance, I agree to be contacted by a real estate agent affiliated with another brand owned or licensed by Anywhere Real Estate (BHGRE®, CENTURY 21®, Corcoran®, ERA®, or Sotheby's International Realty®). I acknowledge that I have read and agree to the terms of use and privacy notice.