Love the home but thinking about the monthly expense? The seller is open to considering credit toward a rate buydown or closing costs. Located in Urbana's established AMVETS Homestead neighborhood, this 3BD/2BA ranch puts you close to downtown favorites, the Market at the Square and convenient public transportation, with a walkable neighborhood setting that makes getting around easy. The main level features a comfortable living room and three bedrooms with hardwood flooring, an updated full bath and an eat-in kitchen with newer cabinets, countertops, tile backsplash, flooring and appliances. Downstairs, in the finished basement, you'll find a large recreation space, a second updated full bath and plenty of flexibility for everyday living. Improvements completed in 2022 include new lighting throughout, new doors, paint, LVP basement flooring and a new furnace. The roof was replaced in 2021. A fenced backyard with mature trees and a detached 1.5-car garage complete the property. Less than 2 miles from Thomas Paine Elementary, Meijer, U of I and Carle Hospital and downtown Urbana. Seller is willing to consider a credit toward buyer closing costs or a mortgage rate buydown with an acceptable offer. Amount and terms are negotiable.