Welcome home to a beautifully updated split-level in an unbeatable St. Charles location-walkable to both downtown St. Charles and downtown Geneva, close to great restaurants and stores, and with incredible proximity to Davis Elementary School. Inside, the main level has been opened up for a modern flow and finished with hardwood floors, plus the upstairs hardwood floors have been refinished-and there's no carpet in the home. The kitchen is the heartbeat here-featuring stainless steel appliances including a double oven and standout refrigerator, a large marble island, and subway tile backsplash-built for real life and real hosting. You'll feel the craftsmanship in the details: trimmed entry with built-in shelves, updated door hardware, wainscoting in the upstairs hallway, and shiplap accents in the basement. Both bathrooms have been completely renovated, including a beautiful primary bath with a large walk-in shower. The lower level adds flexibility plus smart storage, including lower level cabinetry with a concrete countertop. Outside is where this home separates itself: the sellers' favorite part is the location-and a backyard that truly can't be beat. Enjoy the pathway, mature trees, and even the charm of hearing nearby ball games-plus a recently added basketball court area and space for foosball and ping pong tables. Curb appeal is on point with new front landscaping, a brick paver walk to the front door, brick trim along the driveway, and a retaining wall. Additional upgrades include updated exterior doors (back door and garage entry), new storm doors front and back, and a new washing machine, plus key system improvements including a new water heater (last summer). Move-in ready with charming updates, neutral paint colors, and finishes that set it apart-location can't be beat.