Beautifully maintained split-level home in South Elgin, offering the perfect blend of comfort and character. Nestled on a mature tree-lined street just blocks from the scenic Fox River, this home features 3 bedrooms, 1 bath, and multiple living spaces. The main level boasts two freshly painted bedrooms with new carpet over original hardwood floors, and a primary bedroom with a ceiling fan for year-round comfort. The updated full bathroom features luxury vinyl plank flooring and a tub/shower combo. Enjoy cozy evenings in the inviting living room with a wood-burning fireplace and large bay window, or cook up your favorite meals in the kitchen with newer countertops, stylish backsplash, updated sink and faucet, and newer oven and refrigerator. A ceiling fan adds comfort and charm. Step down to the first level to find a welcoming foyer, convenient access to the attached 1-car garage, and a dedicated office. A back door leads to the fully fenced yard filled with beautiful flowering perennials, providing a peaceful retreat and space to entertain. The partial basement offers additional living space, including a third bedroom, recreation room, and laundry area complete with washer, dryer, and a large storage room housing the owned water softener and mechanicals. Major updates include a new furnace and A/C (2020) with transferable warranty until 2030, new vinyl siding (2021), and a 50-year architectural shingle roof installed in 2005. Located outside the flood zone, this home is surrounded by mature trees, orioles, and other local wildlife. Just minutes from parks, playgrounds, bike paths, baseball fields, and a community pavilion. You'll also enjoy easy access to shopping, restaurants, and entertainment options nearby.