Seller willing to offer attractive financing terms on this Waterfront Retreat in Starved Rock Country---Nestled in the picturesque Marina Resort community of Heritage Harbor, this stunning waterfront home offers the perfect blend of comfort, luxury, and adventure. Be sure to watch the virtual tour! Featuring 4 bedrooms, including a convenient first-floor master suite, this home is thoughtfully designed for easy living. The first floor also boasts a cozy fireplace, hardwood floors, and laundry. The finished walkout basement is an entertainer's dream, complete with a wet bar, game table space, steam shower and access to a paved patio with a built-in firepit. The built-in firepit has a gas line ran to it for ease of use. Patio has outdoor speaker system for entertaining. A unique Crow's Nest offers additional space for an office, hobby room, or serene retreat. Relax on the screened-in porch or enjoy breathtaking views from the multiple outdoor living areas. Heritage Harbor is more than a community-it's a lifestyle. With access to boat, kayak, and slip rentals, as well as an on-site restaurant, dog park, community garden, sand volleyball, walking trails, and year-round events, there's something for everyone. Plus, you're just 15 minutes from the breathtaking Starved Rock State Park and adjacent to a 63-mile bike trail. Located less than 3 miles from charming downtown Ottawa, you'll enjoy a vibrant local scene with shops, restaurants, and community events. Whether you're looking for a weekend getaway or a year-round home, this property offers the perfect balance of relaxation and recreation. Don't miss your chance to own a piece of paradise in Starved Rock Country! New roof in 2018 and new furnace/AC in 2023.