Looking for incredible space, flexibility, and room to grow under $250,000 in O’Fallon, Illinois? Situated in desirable O'Fallon School Districts 90 (K-8) and 203 (9-12), this versatile home features a brand-new roof (Sept 2026), newer HVAC, a tankless hot water heater, an oversized 2-car garage, and a fenced backyard with a large storage shed and deck overlooking the backyard. Designed with potential for up to 5 total bedrooms (buyer to verify local egress/permitting requirements), the main level offers a welcoming family room, full bathroom, oversized laundry room with mudsink, dedicated office (potential 4th bedroom), and a bonus room with a private mini-split system ideal for a gym or potential 5th bedroom, plus dual access to the garage and yard. The upper level features a spacious loft, a bright eat-in kitchen with deck walkout, a primary bedroom suite with private full bath, plus two additional bedrooms and a full hall bath. Seller completed a sewer line inspection via Top 2 Bottom Inspections. Sold AS-IS with buyer responsible for occupancy after closing; NO VA OR FHA LOANS. Agent Owned. Note: If not sold during October, seller plans to renovate. Don't miss this rare opportunity to build instant equity in O'Fallon—schedule your tour today! Buyers/agents to verify all listing information: dimensions, sq ft, and city compliance. Additional: Newer HVAC and Tankless Hot water Heater. Important Disclosures & Investor Opportunity: Property is being sold AS-IS. Agent Owned. Buyers and buyer agents to verify all room dimensions, square footage, school boundaries, and city compliance/permitting requirements for flexible space usage. Note: If not sold during October, seller plans to renovate and re-list in Spring 2027. Don't miss this rare opportunity to buy under $250k in O'Fallon and build instant equity—schedule your tour today! Agent Owned.