Elegant stewardship is evident throughout this 5-bedroom, 5-bath residence, offering over 3,200 square feet of finished living space thoughtfully designed for comfort, flexibility, and privacy in a desirable location near Scott Air Force Base, within the O’Fallon School District. The main level showcases a spacious living room anchored by a fireplace, hardwood flooring, and abundant natural light. The well-appointed kitchen features granite countertops, generous cabinetry, and seamless flow into the formal dining room- creating an inviting setting for both everyday living and entertaining. Recent interior improvements include updated lighting and new main-floor carpeting. The fully finished walk-out lower level is designed as a true extension of the home, offering a family room, second full kitchen, fifth bedroom, and full bath - ideal for multi-generational living, extended guests, or flexible lifestyle needs. Upstairs, the primary suite provides vaulted ceilings and a calm, private retreat, while additional bedrooms are spacious and thoughtfully arranged to accommodate a variety of uses. Set on a nearly half-acre lot backing to mature woods, the outdoor space offers a rare combination of exceptional privacy and highly usable land—an increasingly difficult find—creating a peaceful retreat that feels removed from crowded neighborhoods while still offering serene, year-round views. Composite deck and stairs (2022) overlook the beautifully landscaped backyard, creating an exceptional space for relaxing or entertaining. Extensive exterior updates provide confidence and long-term value, including a new roof (2025), new siding and gutters (2025), multiple new windows and screens (2025). A 3-car attached garage offers ample storage and everyday convenience. Located in the Windermere Ridge Homeowners Association, with low annual dues of $350 covering common area maintenance and entry security cameras. This property offers a rare combination of elegance, space, privacy, and thoughtful updates—a refined home designed to support both everyday living and long-term value. Private showings available by appointment to fully experience the inviting space, private setting, and elevated condition of this incredible home.