Imagine waking up to spectacular, unobstructed river views every day in this meticulously maintained, 3-bedroom, 1.5-bath, all-brick ranch. Situated on 1/3 acre with no neighbors across the street, this home offers a rare sense of privacy and tranquility. The open floor plan provides effortless flow, anchored by warm wood laminate floors and a striking wood beam. Throughout the home, a tasteful blend of reclaimed wood and industrial accents adds a rustic but modern feel. The beautifully designed kitchen features traditional raised-panel beadboard cabinets with decorative valance bridge accents. It perfectly balances style and utility with durable butcher block countertops, a glass tile backsplash, and a sleek black basin sink. The stainless steel appliances are arranged with an efficient work flow to make meal prep a breeze. The living room is the heart of the home, flooded with natural light through premium Anderson sliding glass doors that lead seamlessly to your outdoor oasis. Enjoy direct riverfront access on a channel that stays crystal clear and high enough to keep your boat in the water all summer long. Best of all, this property is NOT located in a flood plain, offering the dream of waterfront living without the requirement or expense of flood insurance. Practicality meets ultimate peace of mind with a 1-year home warranty included and extensive updates since 2020, including a complete roof tear-off, furnace, central air, and water heater (ages approximate). Storage is plentiful with ample closets, an extra-deep crawl space, and a two-car attached garage with a convenient service door. (Shuffleboard & decorative canoe to be removed from living room.) Locally, discover the charm of Momence, a community where small-town warmth meets everyday convenience. You are just minutes from essential amenities like schools, healthcare, local shops, and grocery stores. Outdoor enthusiasts will love the proximity to scenic river trails and local parks, while everyone enjoys the legendary Gladiolus Festival, a vibrant August tradition that brings the streets to life with parades and floral celebrations. Don't miss your chance to own this extraordinary retreat!