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625 Monterrey Terrace, 
Mchenry, IL 60050

$639,000


3

Beds


3

Baths


2,926

Sq Ft


Single Family

Active

Listed by

Patricia Smarto

Lakes Realty Group

Last updated:

March 13, 2026, 10:59 AM

MLS#

12587059

Source:

MLSNI

About This Home

625 Monterrey Terrace

Rarely do you find a single-level home offering nearly 3,000 square feet of airy, light-filled living space directly on the water! This 3-bedroom, 2.1-bath ranch on the Pistakee Lake channel has been meticulously renovated, offering the perfect blend of modern luxury and "Chain O' Lakes" charm. The heart of the home features a cozy living room and eating area anchored by a gas log fireplace, while the massive family room is bathed in natural light, offering a seamless transition to the outdoors. The layout is designed to bring the outside in: brand-new in 2019 Marvin sliding doors lead from the insulated sunroom to an expansive, recently replaced wood deck, while a second set of patio doors off the guest bedroom leads to a private gazebo. Entertaining is effortless in the large recreation room, complete with a dry bar and custom wooden shutters. Every corner feels fresh, from the three completely remodeled bathrooms to the new carpeting and paint throughout. Major "big-ticket" improvements made in 2019 include: the roof, septic system, whole-house water filtration system, and 200-amp electrical panel. Outside, the property is just as impressive, featuring a private shoreline with a dock and Shore Station. Boaters and hobbyists will love the oversized 2.5-car detached garage, which is a rare 30 feet deep and features a massive 10' high by 16' wide door. With LED lighting and an abundance of extra driveway space for guest vehicles or boat trailers, this property truly has it all. Just pull up the boat and start living the dream!

Home Facts

Single Family

3 Baths

3 Bedrooms

Built in 1984

Price Summary

639,000

$218 per Sq. Ft.

MLS #:

12587059

Last Updated:

March 13, 2026, 10:59 AM

Added:

3 day(s) ago


Rooms & Interior

Bedrooms

Total Bedrooms:

3

Bathrooms

Total Bathrooms:

3

Full Bathrooms:

2

Interior

Living Area:

2,926 Sq. Ft.


Structure

Structure

Architectural Style:

Ranch

Building Area:

2,926 Sq. Ft.

Year Built:

1984


Lot

Lot Size (Sq. Ft):

16,753


Finances & Disclosures

Finances

Price:

$639,000

Price per Sq. Ft:

$218 per Sq. Ft.

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Contact an Agent

Yes, I would like more information. Please use and/or share my information with a Coldwell Banker ® affiliated agent to contact me about my real estate needs. By clicking Contact, I request to be contacted by phone or text message and consent to being contacted by automated means. I understand that my consent to receive calls or texts is not a condition of purchasing any property, goods, or services. Alternatively, I understand that I can access real estate services by email or I can contact the agent myself.

If a Coldwell Banker affiliated agent is not available in the area where I need assistance, I agree to be contacted by a real estate agent affiliated with another brand owned or licensed by Anywhere Real Estate (BHGRE®, CENTURY 21®, Corcoran®, ERA®, or Sotheby's International Realty®). I acknowledge that I have read and agree to the terms of use and privacy notice.