Enjoy the privacy and comfort of this beautifully maintained SPLIT FLOOR PLAN RANCH home in Lake Summerset! Backing up to Cardinal Park, this inviting home offers a peaceful, park-like setting with the convenience of main-level living. The ADORABLE FRONT PORCH is perfect for seasonal decorating or relaxing outdoors. Inside, VAULTED CEILINGS, skylights, a bay window, and newer LVP flooring create a bright, welcoming atmosphere. The living room features a brick-surround electric fireplace, already set up for gas, and flows into a FOUR SEASON ROOM overlooking the private backyard. The kitchen offers abundant cabinetry, convenient pull-out shelving, newer stainless steel appliances, and a NEW side-by-side refrigerator in 2026, with an open layout connecting the kitchen, dining, and living areas. The spacious primary suite includes a full ensuite bath and large walk-in closet, while two additional bedrooms and a full guest bath complete the main level. A convenient, main floor laundry room with high-end washer and dryer adds to the ease of everyday living. The finished WALK-OUT LOWER LEVEL provides additional family room space plus two bonus rooms, ideal for a home office, hobby room, or extra flex space. Step outside to the brick-paved patio and enjoy the tranquil surroundings. Additional highlights include a deep two-car garage, a HUGE COMMERCIAL GRADE TREX DECK installed in 2024, a NEW ROOF coming soon, new sump pump and lift station in 2026, and an existing radon mitigation system. Move-in ready and thoughtfully designed, this home offers the perfect blend of comfort, functionality, and privacy in the Lake Summerset community!