Priced at $180,000, this 3-bedroom, 1-bath home in the heart of Harvard offers a rare opportunity for first-time buyers to step into homeownership while creating value along the way. With today's shifting interest rates and less buyer competition, now is a smart time to buy instead of paying rent. The property may be eligible for USDA financing, offering qualified buyers the potential for 0 down.The property also offers strong potential for those looking to start or add to a rental portfolio. Inside, you'll find 9-foot ceilings, original hardwood floors, large picture windows, and charming built-ins in the dining room. The spacious kitchen offers ample cabinet space, and the living room features a fireplace-perfect for cozy nights at home. Upstairs you will find 3 bedrooms with generously sized closets, large bathroom with plenty of storage and a linen closet! Major updates include a newer HVAC system and updated electric panel, both approximately 2 years old. The unfinished limestone basement provides laundry space along with plenty of storage and future potential. Outside, enjoy a newly built front porch, aluminum siding, and a fully fenced yard. Large back deck off kitchen is a perfect view of the fully fenced back yard great for entertaining. Yes, the home needs TLC and new carpet-but that's where the opportunity lies. Bring your vision, build sweat equity, and make this home your own in an established Harvard neighborhood.