This meticulously maintained, professionally decorated Settlement Cottage is designed with what is known as the "Rawlins" floor plan, which consists of a bedroom and bathroom on each of the two levels allowing better privacy for family and guests. The cottage features a wood-burning fireplace centered on a barn siding mantel, oak floors in the entrance hall, kitchen/dining area and upstairs hallway. Discover the perfect turnkey investment opportunity with this charming Settlement Cottage featuring a current Guest Accommodation License. Inside, you'll find a spacious eat-in kitchen with upgraded cabinets, SS appliances and a custom coffee nook with beverage cooler. A welcoming living room, a full bathroom, and a bedroom on the main level. An open stairwell floods the upper level with natural light, leading to a large bedroom and sitting area, along with another full bathroom, a generous closet, and convenient washer and dryer. For outdoor entertaining there is a Trex deck and a firepit in the back yard. Newer carpeting in the living room and main floor bedroom. Newer interior painting throughout. The Association replaced the roof in 2009 and exterior siding was repainted in 2024. Being sold furnished with furnishings sold on a separate bill of sale at closing. There is a security system but currently not active. Monthly association fee covers landscaping, snow removal, roof, siding & deck, walkways and parking area. HOA Fee Details: The Condo/ Townhouse Association maintains exterior siding, roof, decks, chimney, grounds, parking, and trash services. Monthly Condo/Townhome fee: $375.00. Ownership in The Galena Territory Association ( GTA $1404) includes: Owners' Club with indoor and outdoor pools, fitness facility, outdoor tennis, multi-sport gym and game room. Lake Galena and the Marina Complex offer the fishing enthusiast the finest fishing lake in the state of Illinois. The Shenandoah Riding Center along with the 24-mile Trail System and Greenspace provide over 1,900 acres of year-round outdoor recreation with 24/7 Security Patrol and all of this is just a short drive to the restaurants, championship golf, and spa facilities of Eagle Ridge Resort & Spa on the GTA grounds.