This beautifully updated 4-bedroom, 3-bath home filled with warmth, character, and cozy charm is looking for it's next owners to create memories. The functional kitchen features timeless white cabinetry, abundant counter space, and a spacious eat-in area perfect for everyday meals. (Refrigerator-2025, Dishwasher-2022, Disposal-2021, Electric range-2026.) The separate dining room flows seamlessly into the inviting living room, where an electric fireplace and skylight (w/electric shade) create a bright yet relaxing atmosphere. The primary suite offers a stylish, moody retreat with an updated private bath. Two additional main-floor bedrooms allow for flexibility, with one currently serving as a home office. The finished walk-out lower level expands your living space with new luxury vinyl flooring, a second full kitchen, fourth bedroom, full bath, laundry room, generous storage, and endless possibilities for guests, multi-generational living, or entertaining. Outside on the new (2025) expansive deck, enjoy your view of the fully fenced backyard featuring a patio, playset, and established vegetable, fruit, and flower gardens ready for your personal touch. HOA amenities include a neighborhood pool, tennis courts, and clubhouse, offering the perfect blend of comfort, convenience, and community. **New attic insulation-2025, Hot-Water heater-2025, HVAC-2020, Driveway-2021 **Rare opportunity for qualified buyers to take advantage of a USDA assumable loan at a rate we haven't seen in years!