*POSSIBLE VA LOAN ASSUMPTION AT 4.5% RATE!* Sellers are offering up to $5,000 in concession with acceptable offer. City compliant and move-in ready! This 4-bedroom, 2.5-bath home offers the space, privacy, and location you are looking for, situated on more than half an acre in a low-traffic O'Fallon cul-de-sac with a fenced backyard and peaceful wooded backdrop. The main level features a space for everyone with a front office, play, sitting room, family room with wood burning fireplace and bay window, formal dining room, and convenient main-level laundry. The eat-in kitchen offers a center island, pantry, and easy access to the deck leading to the stamped concrete patio, perfect for relaxing or entertaining while enjoying the wooded view. Upstairs are four spacious bedrooms, including a large primary suite with cathedral ceiling, dual closets, double vanities, separate tub, and shower. Looking for future living space? The unfinished lower level has a 9-foot pour, framing already started, an egress window, and plumbing for a future bath. Plenty of room inside and out, wooded privacy, and ready for its next owner! HVAC 2021, Roof 2022, Water heater 2023, Siding/Facia, Gutters 2025. Conveniently located to the OTHS freshman campus, Scott AFB, interstate access and more. VA loan assumption subject to lender/servicer approval and buyer qualification.