Step into an affordable opportunity with updates already completed in this Bloomington home, offering strong appeal for both owner-occupants and investors. Major improvements include a high-efficiency HVAC system installed in 2007 and recently serviced, along with a roof and water heater replaced in 2011. All main-level windows were replaced in 2019, improving energy efficiency and natural light. The interior features updated flooring in the living room, dining room, and upstairs (2017-2023), plus new kitchen countertops and faucet installed in 2022. The kitchen includes Frigidaire brand stove and refrigerator, along with a Whirlpool washer and dryer purchased in 2016-adding everyday convenience and value. The upper level offers additional space with potential for a bonus room, home office, or flex area with the right updates and finishes, providing added versatility and future value. Situated on a spacious, fenced lot with a detached garage and additional off-street parking. Convenient Bloomington location near parks, schools, and local amenities. Property is being sold as-is, presenting a great opportunity for first-time buyers ready to build equity or investors seeking a solid rental or value-add property with key updates already in place.