USDA Eligible – 0% Down! Seller offering up to $5,000 incentive with a full-price $490,000 offer, applicable toward a 2-1 buydown or closing cost credit.Welcome to Pats at Punaluu, where oceanfront living meets modern comfort. This spacious 704 sq. ft., 1-bedroom, 1-bath condo features one of the lowest HOA fees in the area and breathtaking views of the Pacific. Enjoy an open living area filled with natural light, a well-equipped kitchen, and recent upgrades including a new stove, washer/dryer, water heater, refrigerator, and toilet. Unit may also be available fully furnished (verify). The building is in the final stages of extensive renovations: fresh paint, new railings, complete repiping, spalling repairs, upgraded wastewater treatment plant, lava rock wall, surfboard rack, fitness center, enhanced landscaping, and BBQ/patio with lawn furniture. The lanai is fully enclosed with a fire/tsunami wall for safety and versatility. With direct sandy beach access and close proximity to shops, dining, and outdoor activities, this condo is the perfect retreat or vacation rental investment.