Rare opportunity with an assumable VA loan at an incredible 3.25% interest rate and a gap of only $130,000—a huge advantage for qualified VA buyers seeking affordability in today’s market. This well-maintained 4 bed, 3 full bath Ke Aina Kai home in Ocean Pointe offers comfort, flexibility, and modern island living. The desirable layout includes a first-floor bedroom and full bath, perfect for multigenerational living, guests, or a home office. The bright, open living area features vaulted ceilings, great natural light, and seamless flow into the dining and kitchen spaces equipped with updated stainless-steel appliances. Energy efficiency is a major highlight with 32 leased PV panels, 1 inverter, 2 backup batteries —helping keep electric costs low. Central AC provides year-round comfort. A fully fenced, landscaped backyard creates an ideal space for relaxing or entertaining. Conveniently located near parks, schools, shopping, Ka Makana Ali‘i, restaurants, and beaches. Homes with a 3.25% VA assumption and such a low gap are extremely rare—don’t miss this one!